Marzouki, M. M. ., and J. . Yemmen. “The Impact of Taking into Account Information Asymmetries and the Credit Market Structure in the Assessment of Borrowers’ Credit Worthiness: Case of Tunisia”. Journal of Reviews on Global Economics, vol. 12, Dec. 2023, pp. 28-49, doi:10.6000/1929-7092.2023.12.03.